They say most of us are only one or two paychecks away from poor housing situations. The MRDC ERAP team is meant to help those who are currently experiencing and fearful they may be facing homelessness due to an upcoming eviction. Out team works with federal, state and county governments along with private foundations and other organizations to obtain resources and expand community capacity. In addition to providing limited direct assistance, the unit also partners with other organizations in the community to support people as they move closer to self-sustainability.


Additional Services We Provide:

First time Home-buyer Program

We help you understand the responsibility of owning a home and the process involved in purchasing.

Foreclosure Prevention

We understand hardships happen and will work with you and your lender to get the best resolution possible for your delinquency.

Home Repairs and Weatherization

We may be able to assist with emergency repairs, health and safety retrofits, and/or weatherization for your home. Please call 410-482-4811 or email HousingRehab@MRDC.net for more information.

Financial Education/Coaching

We work with you and help guide you to understand the process of reaching your short, mid and long-term financial goals.

Budget/Credit Counseling

We work with you in developing a budget, understanding a budget and why it is important. We help you understand your credit report, and we work with you to better your credit situation by helping you clear any conflicting reports. We will also assist you with obtaining your free credit report.

Annette Navarro came to MRDC to receive help with her mortgage. Our Housing Staff worked with Ms. Navarro to get her paperwork together and apply for a mortgage modification. Mrs. Shirley Hicks was able to work with the clients' lender and Ms. Navarro received a trial modification. MRDC's Housing staff was able to work with Ms. Navarro and successfully receive a permanent modification and keep Ms. Navarro in her home.

Contact Us
for more information

Greensboro Office
101 Cedar Ln
Greensboro, MD 21639

Joyce Rose
410-482-2585 ext. 234

Chestertown Office
115 South Lynchburg St.
Chestertown, MD 21620

Shirley Hicks